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Insurance Sector In India

The Insurance Sector in India

The insurance sector in India has been traditionally dominated by state owned Life Insurance Corporation and General Insurance Corporation and its four subsidiaries. The government of India allows FDI in the insurance sector up to 26%. As a result, a number of new joint venture private companies have entered into life and general insurance sectors and their share in the insurance market in rising. Insurance Development and Regulatory Authority (IRDA) is the regulatory authority in the insurance sector under the Insurance Development and Regulatory Authority Act, 1999.
The post-liberalized insurance industry in India is also witnessing dramatic changes in terms of new channels of distribution, greater use of information technology as a service facilitator, innovative marketing of insurance products etc. There is also the phenomenon of noticeable shifts in consumer preferences impacting the product mix being offered by insurers. The market......


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Approximate Word Count: 658
Approximate Pages: 3 (250 words per double-spaced page)

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