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Table of Contents

Executive Summary 3
Introduction and General Company Description 4
Company Profile 4
History 4
Business Structure 4
Share holder structure 5
The Last Offer 6
Board of Directors/Management 6
Services/ Company Business 7
Score Cards 7
Awards & Achievements 8
Competitive Advantages 8
Strong Reputation 8
Impressive Financial Performance 9
Market Share 9
Awards and Ratings 9
Highly Diversified Revenue Base 9
Industry/ Sector Analysis: Challenges & Risk Factors 10
Challenges of the Nigerian Banking Industry Post-Consolidation 10
Perceived Market Risk 11
Economic/Industry risk 11
SWOT (Strength, Weaknesses, Opportunities and Threats) Analysis 12
Strengths & Opportunities 12
Weaknesses & Threats 12
Financial Analysis 12
Performance Overview (2003-2007) 12
Gross Revenue and Profit-After-Tax 12
Total Assets and Total Deposits 13
Asset Quality, Liquidity and Capital Adequacy 14
Earnings Performance 15
Investment Issues 19
Competitors Analysis......

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Approximate Word Count: 4497
Approximate Pages: 18 (250 words per double-spaced page)

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